XRP Price Prediction: 2026-2040 Forecast Analysis and Technical Outlook

#XRP

• Technical Breakout Confirmation: XRP trading above 20-day MA ($1.9458) and testing Bollinger Band upper boundary suggests strong bullish momentum with immediate resistance at $2.30.
• Fundamental Catalyst Alignment: XRPL 3.0.0 upgrade with escrow accounting coincides with technical patterns, creating synergistic conditions for upward price movement.
• Long-term Growth Trajectory: Wyckoff reaccumulation structure indicates institutional accumulation, supporting multi-year bullish forecasts targeting $2.80–$3.00 near-term and significantly higher long-term valuations.

XRP Price Prediction

Technical Analysis: XRP Shows Bullish Momentum Above Key Moving Average

XRP is currently trading at, notably above its 20-day moving average of 1.9458, indicating a positive short-term trend. The price is also trading above the middle Bollinger Band (1.9458) and is testing the upper band at 2.2536. This positioning suggests the asset is in a strong uptrend with potential for continued upward movement if it can sustain above the 20-day MA support.

The MACD indicator shows a reading of -0.0826 for the MACD line, with a signal line at 0.0005 and a histogram at -0.0831. While the MACD remains in negative territory, the convergence between the MACD line and signal line suggests weakening downward momentum. According to BTCC financial analyst Robert, 'The combination of price holding above key moving averages and Bollinger Band expansion typically precedes significant price movements. The current setup favors bulls as long as XRP maintains support above $1.95.'

Market Sentiment: Positive Developments Support XRP's Technical Outlook

Recent news developments align with the technical bullish outlook for XRP. The launch of XRPL 3.0.0 with escrow accounting upgrades represents fundamental progress in Ripple's ecosystem development. Multiple analysts note XRP is holding critical support levels while showing reaccumulation patterns that could target the $2.80–$3.00 range.

BTCC financial analyst Robert comments, 'The technical breakout above the 20-day moving average coincides with positive fundamental developments. The Wyckoff reaccumulation structure mentioned in market analysis suggests institutional accumulation, which typically precedes significant upward moves. The $2.30 level now serves as both support and a potential springboard toward higher targets.' Market sentiment appears cautiously optimistic, with technical resistance at $2.30 being tested as bulls eye further gains.

Factors Influencing XRP's Price

Ripple Launches XRPL 3.0.0 With Escrow Accounting Upgrade

Ripple has deployed XRP Ledger version 3.0.0, marking a significant advancement in blockchain escrow functionality. The upgrade addresses critical limitations in token escrow services that previously restricted XRPL's utility for enterprise tokenization.

The new TokenEscrow fix enables native support for issued assets like IOUs and Multi-Purpose Tokens (MPTs), expanding XRPL's capabilities beyond XRP transactions. MPTs combine fungible and non-fungible token properties with rich metadata - a crucial feature for asset tokenization.

Developers emphasize this update solves fundamental settlement challenges, particularly for scheduled transactions. RippleX has urged all validators and node operators to upgrade immediately to maintain network continuity.

XRP Holds Critical Support as $2.30 Looms Pivotal

XRP's price action remains confined within a descending channel since its mid-2025 peak, signaling a controlled correction rather than structural collapse. The $1.70-$1.75 support zone has proven resilient, with buyers stepping in precisely at anticipated levels. Long lower wicks on recent candles reveal absorption of selling pressure—a classic sign of consolidation.

The moving averages tell a nuanced story: the 21 and 50 EMAs linger below higher-timeframe averages, confirming the ongoing correction. Yet transient strength emerges as price tests the 21 EMA, while the 100 EMA provides underlying support.

All eyes now turn to the $2.30 threshold—both the channel's upper boundary and a historic resistance zone. This level represents the make-or-break pivot for XRP's next major move.

XRP Shows Reaccumulation Signs as Wyckoff Structure Targets $2.80–$3 Zone

XRP/USD is tracing a Wyckoff reaccumulation pattern, with technical analysts noting a spring low near $1.61—a signal of smart money accumulation before potential markup. The cryptocurrency trades at $2.15, up 2.86% in 24 hours, with 3.63 billion XRP changing hands. Market activity suggests institutional interest, marked by higher lows on declining volume and repeated tests of support without breakdowns.

Chart patterns align with Elliott Wave theory, implying a bullish phase ahead. 'The structure points to accumulation by sophisticated players,' says @ChartingGuy, a market watcher tracking XRP's technicals. The $2.80–$3 zone emerges as a likely target if the reaccumulation completes successfully.

Ripple (XRP) Tests Key Support as Bulls Eye $2.30 Resistance

XRP consolidates near critical support at $2.13 after a 14% weekly surge that propelled it to become the third-largest non-stablecoin cryptocurrency. Trading volume spiked 38% to $3.35 billion, signaling sustained bullish interest.

Technical analysts observe a controlled correction within a descending channel on the five-day chart. Egrag Crypto notes the 21-period EMA as a decisive level—a confirmed hold above this indicator could validate the recent momentum.

XRP Price Predictions: 2026, 2030, 2035, 2040 Forecasts

Based on current technical patterns, market adoption trends, and Ripple's ongoing ecosystem development, here are projected price ranges for XRP across key future milestones. These forecasts consider both technical analysis and fundamental growth factors, particularly Ripple's expanding use cases in cross-border payments and CBDC infrastructure.

BTCC financial analyst Robert notes: 'These projections assume continued technological development, favorable regulatory outcomes, and expanding real-world utility. The current technical setup showing price above key moving averages with bullish market sentiment provides a strong foundation for near-term growth toward our 2026 targets.'